Mortgage lending : loan origination, preemption, and litigation / Andrew Pizor ; contributing authors: Carolyn Carter, Sarah Bolling Mancini, Rachel Scott, Steve Sharpe, and Andrea Bopp Stark.
2024
KF695 .P59 2024 (Mapit)
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Author
Title
Mortgage lending : loan origination, preemption, and litigation / Andrew Pizor ; contributing authors: Carolyn Carter, Sarah Bolling Mancini, Rachel Scott, Steve Sharpe, and Andrea Bopp Stark.
Added Author
Added Corporate Author
Edition
Fourth edition.
Imprint
Boston, MA : National Consumer Law Center, [2024]
Copyright
©2024
Description
xxxiv, 924 pages : forms ; 28 cm.
Series
Consumer law practice series.
Formatted Contents Note
Background
Mortgage basics
Preparing a mortgage origination case
Federal laws relevant to abusive mortgage lending
State law claims and defenses to abusive mortgage lending
Preemption of state laws that conflict with federal banking laws
Ability to repay, steering, loan churning, property flipping, and appraisal fraud
Mortgage brokers and other third-parties : charges and abuses
Interest and other loan terms
Reverse mortgages
Land installment contracts
Other nontraditional mortgage loans
Mortgage litigation
Litigating claims when a bank fails
Appendices. A. State mortgage lending statutes
B. State predatory lending statutes
C. Real Estate Settlement Procedures Act
D. Truth in Lending Act substantive mortgage regulation
E. National bank regulation
F. Federal saving association regulation
G. Federal credit union regulation
H. Other substantive mortgage restrictions
I. Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDA)
J. Alternative Mortgage Transaction Parity Act
K. Loans insured by federal agencies
L. Federal reverse mortgage provisions
M. Summary of state reverse mortgage laws
N. State statutory requirements for land contract transactions
O. State court standing requirements
P. Failed bank receivership statutes
Q. Websites relating to mortgage lending issues.
Mortgage basics
Preparing a mortgage origination case
Federal laws relevant to abusive mortgage lending
State law claims and defenses to abusive mortgage lending
Preemption of state laws that conflict with federal banking laws
Ability to repay, steering, loan churning, property flipping, and appraisal fraud
Mortgage brokers and other third-parties : charges and abuses
Interest and other loan terms
Reverse mortgages
Land installment contracts
Other nontraditional mortgage loans
Mortgage litigation
Litigating claims when a bank fails
Appendices. A. State mortgage lending statutes
B. State predatory lending statutes
C. Real Estate Settlement Procedures Act
D. Truth in Lending Act substantive mortgage regulation
E. National bank regulation
F. Federal saving association regulation
G. Federal credit union regulation
H. Other substantive mortgage restrictions
I. Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDA)
J. Alternative Mortgage Transaction Parity Act
K. Loans insured by federal agencies
L. Federal reverse mortgage provisions
M. Summary of state reverse mortgage laws
N. State statutory requirements for land contract transactions
O. State court standing requirements
P. Failed bank receivership statutes
Q. Websites relating to mortgage lending issues.
Bibliography, etc. Note
Includes bibliographical references and index.
Other Editions
Revision of: Pizor, Andrew G. Mortgage lending. Third edition. Boston, MA. : National Consumer Law Center, [2019]
Call Number
KF695 .P59 2024
Language
English
ISBN
9781602482142 (paperback)
1602482144 (paperback)
1602482144 (paperback)
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