A comprehensive resource covering state and federal laws and regulations governing consumer credit, including rights, remedies and transactional requirements. State explanations are arranged under a Uniform Topical Outline. Each states consumer credit rules are explained, topic by topic, with case annotations. References provide links to the full text of source material. Similarly, federal laws are explained and annotated. State topical areas that are covered involve creating consumer transactions; disclosure; rates-charges-fees; enforcing consumer transactions; terminating consumer transactions; assigning consumer paper; insurance, consumers rights and remedies; penalties-liabilities; and special provisions. The Uniform Consumer Credit Code is reproduced along with listings of the states adopting the UCCC and local modifications. Federal law topics include truth-in-lending; consumer leasing; debt collection practices; fair credit reporting; and equal credit opportunity. In addition, the Guide provides the full text of federal agency releases from 1996 to present and court decisions from 1969 to present, with headnotes written by CCH editorial staff and back-references to the relevant sections of the Guide. A variety of charts highlight the principal features of consumer credit laws and information relating to installment credit transactions. For electronic subscribers, Topics Smart Charts provide a quick reference, time-saving tool for multi-jurisdictional research by highlighting the principal features of state regulation of credit card charges and fees; gift cards; interest-usury; retail installment sales; home solicitation sales; predatory lending; payday lending; title loans; and refund anticipation loans. A Legislative Developments Smart Chart allows users to quickly find and track consumer credit laws enacted within a given year and reported in the CCH Consumer Credit Guide for all 50 states and the District of Columbia.
Includes consumer credit guide smart charts.
Digital File Characteristics
Source of Description
Description based on information screen, viewed July 11, 2017.