Volume 1. Introduction
Scope : consumer reports and consumer reporting agencies
Access to and examination of the consumer's file
Accuracy and reinvestigation obligations of consumer reporting agencies
Obsolete and restricted information in consumer reports
Activities and duties of furnishers of information to consumer reporting agencies
Permissible releases and uses of consumer reports
Notices concerning consumer reports
Identity theft : FCRA and other protections
Claims for consumer reporting disputes: availability, private enforcement, state claims, and preemption
Private litigation : pre-filing considerations
Private litigation : litigating the FCRA case
Public enforcement
Practical advice on consumer reporting
Investigative consumer reports
Credit scoring
Credit repair legislation
Privacy protection
Index
Volume 2. Appendix A. Fair credit reporting act
Appendix B. FCRA regulations, interpretations, and guidelines
Appendix C. FCRA model forms
Appendix D. FTC staff summary
Appendix E. Index to CFPB bulletins and Federal Trade Commission informal staff opinion letters with FCRA sections
Appendix F. Credit Repair Organizations Act
Appendix G. The Gramm-Leach-Bliley Act
Appendix H. Summary of state laws on consumer reporting, identity theft, credit repair, and security freezes
Appendix I. Sample credit reports and industry forms
Appendix J. Sample complaints
Appendix K. Sample settlement language to address credit reporting
Appendix L. Government enforcement orders
Appendix M. Consumer guides to credit reporting and credit scores (appropriate for general distribution)
Appendix N. Fair credit reporting related websites
Appendix O. List of consumer reporting agencies and other database companies.