Mortgage servicing and loan modifications / John Rao, Steve Sharpe ; contributing authors: Maryann Flanigan, Sarah Bolling Mancini, Andrew Pizor, Andrea Bopp Stark, Tara Twomey, Geoff Walsh, Odette Williamson.
Mortgage servicing and loan modifications / John Rao, Steve Sharpe ; contributing authors: Maryann Flanigan, Sarah Bolling Mancini, Andrew Pizor, Andrea Bopp Stark, Tara Twomey, Geoff Walsh, Odette Williamson.
Common mortgage servicing problems Servicing requirements under the Real Estate Settlement Procedures Act Other federal statutes impacting loan servicing State law servicing claims Loss mitigation and loan modifications Loss mitigation options for Fannie Mae and Freddie Mac mortgages Loss mitigation for FHA-insured loans Loss mitigation for loans insured by the Department of Veterans Affairs or the Rural Housing Service Legal claims for failure to handle loss mitigation properly Litigating mortgage servicing claims Homeowner rights during natural disasters and COVID-19 Appendix A. Federal mortgage servicing law Appendix B. Selected statutes and regulations pertaining to mortgages held or insured by the federal government Appendix C. Agency guidance, consent orders, program guidelines, and policy statements Appendix D. Summary of state mortgage servicing, payoff statement, and mortgage discharge laws Appendix E. Foreclosure prevention practice aids and sample mortgage documents Appendix F. Sample pleadings Appendix G. Glossaries Appendix H. Helpful websites Appendix I. State-by-state analysis of state court standing requirements.
Bibliography, etc. Note
Includes bibliographical references and index.
Other Editions
Revision of: Rao, John, 1956- Mortgage servicing and loan modifications. First edition. Boston, MA : National Consumer Law Center, [2019]