Getting started Taking out a federal student loan : basic terms and conditions Pre-default repayment options Postponing repayment on federal student loans Pre-default servicing of federal student loans Implications of student loan defaults Repayment strategies for getting out of federal student loan default Federal student loan collection and defenses Seizures of income and assets to collect federal student loans Statutory discharges based on school misconduct Public service loan forgiveness and other profession-related discharges Discharges based on disability and death Appealing adverse discharge decisions Tax implications of student loan discharges Discharging student loans in bankruptcy Private student loans Predatory and for-profit school issues Affirmative litigation involving student loans and schools Appendices: Federal student loan statutes Federal regulations Policy guidance and reports Student loan forms Sample pleadings, letters, and discovery requests Directory of guaranty agencies NCLC's student loan borrower assistance website Useful student loan law websites.
