Internet banking and the law in Europe : regulation, financial integration and electronic commerce / Apostolos Ath. Gkoutzinis.
2006
Items
Details
Title
Internet banking and the law in Europe : regulation, financial integration and electronic commerce / Apostolos Ath. Gkoutzinis.
Imprint
Cambridge : Cambridge University Press, 2006.
Description
1 online resource (xlvii, 354 pages) : digital, PDF file(s)
Formatted Contents Note
pt. I. Introduction to electronic finance and Internet banking. Internet banking in Europe: basic concepts and recent trends ; The legal foundations of electronic banking activities
pt. II. Online banking and international market access: the causes of incomplete financial integration and what to do about them. Legal barriers and necessary regulatory reforms ; The governance of the European market in cross-border electronic banking activities
pt. III. EU harmonization and convergence of national laws relating to electronic banking activities. Risks and regulatory concerns relating to electronic banking activities and the convergence of national prudential regulatory standards ; EU measures of legal harmonization concerning electronic commerce and distance marketing of financial services, data protection, banking contracts and investor protection
pt. IV. Applicable law and allocation of regulatory responsibility in cross-border electronic banking activities. Cross-border Internet banking and the principle of 'home country' control in the EU Financial Services Directives ; Mutual recognition of national laws under the principle of 'country of origin' of the Electronic Commerce Directive ; Applicable law and jurisdiction in cross-border electronic banking contracts.
pt. II. Online banking and international market access: the causes of incomplete financial integration and what to do about them. Legal barriers and necessary regulatory reforms ; The governance of the European market in cross-border electronic banking activities
pt. III. EU harmonization and convergence of national laws relating to electronic banking activities. Risks and regulatory concerns relating to electronic banking activities and the convergence of national prudential regulatory standards ; EU measures of legal harmonization concerning electronic commerce and distance marketing of financial services, data protection, banking contracts and investor protection
pt. IV. Applicable law and allocation of regulatory responsibility in cross-border electronic banking activities. Cross-border Internet banking and the principle of 'home country' control in the EU Financial Services Directives ; Mutual recognition of national laws under the principle of 'country of origin' of the Electronic Commerce Directive ; Applicable law and jurisdiction in cross-border electronic banking contracts.
Summary
The European Union has long sought to create a single financial area across Europe where consumers in one country benefit from financial markets and activities in other countries. With the emergence of the Internet as a platform for the provision of online banking services, the creation of a pan-European market for banking services appeared a realistic proposition. In practice, however, this has not happened. This book asks why and argues that the creation of banking markets via the Internet relies on both available technologies and appropriate laws and regulations. The institutional and legal framework for online banking services in the single European market are examined, as is the level of legal harmonization achieved in the UK, France and Germany under the influence of the EU Directives pertaining to online banking activities.
Note
Title from publisher's bibliographic system (viewed on 05 Oct 2015).
Location
WWW
Available in Other Form
Print version:
Linked Resources
Alternate Title
Cambridge Core.
Language
English
ISBN
9780511494703 ebook
9780521860710 (hardback)
9780521153232 (paperback)
9780521860710 (hardback)
9780521153232 (paperback)
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